First Time Buyers
Comprehensive guidance for first time buyers on the practicalities of buying a first home, offering affordable High Salary Multiples, Guarantor Mortgages, 100% Mortgages, Shared Ownership.
As property purchase is often outside the reach of first time buyers, Family Mortgages enable the purchase of a property with a parent or sibling to increase the amount available to borrow.
Professionally qualified applicants can access very competitive interest rates as well as higher loan to value and income multiples than standard mortgages - particularly useful at the start of their career where their income is expected to increase rapidly.
Look to find a better deal for your current mortgage, or raise capital from your property. This can be to consolidate other debt or to help with children looking to buy their own property.
Self Build Mortgages
Self Build mortgages are a highly specialised area of lending which can offer payments in stages against the property as it is being built reducing the interest payments until completion. Loans of up to 90% of the completed value are available.
Buy to Let
Buy to Let mortgages are available for investors who wish to purchase property to let. Guidance on rental amounts required. Maximum loans available
Let to Buy
Let out your property to enable the purchase of a second property.
Equity Release / Lifetime Mortgages
Release equity from your home, for example to provide income, for IHT planning or to help family.